ARIZONA & OHIO 
Personal Insurance

VEHICLE INSURANCE

• AUTO
• MOTORCYCLE
• RV
• ATV
• BOAT
• PERSONAL WATERCRAFT
• GOLF CARTS

What is covered by a basic auto policy?

Your auto policy may include six coverages. Each coverage is priced separately.

1. Bodily Injury Liability

2. Medical Payments or Personal Injury Protection (PIP)

3. Property Damage Liability

4. Collision

5. Comprehensive

6. Uninsured and Underinsured Motorist Coverage

• HOMEOWNER
• DWELLING FIRE
• MOBILE HOMES
• VACANT LAND
• VACANT PROPERTIES
• VACATION PROPERTIES

• TERM LIFE
• WHOLE LIFE
• UNIVERSAL LIFE

MEDICAL INSURANCE

• PERSONAL MEDICAL
• FAMILY MEDICAL
• GROUP MEDICAL
• OCCUPATIONAL DISABILITY
• LONG TERM CARE
• MEDICARE SUPPLEMENTAL 

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What is covered by a homeowners policy?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

A standard homeowners insurance policy includes four essential types of coverage. They include:

1. The structure of your house

2. Your personal belongings

3. Liability protection

4. Additional living expenses

CORPORATE HEADQUARTERS

KRISHACK INSURANCE AGENCY LLC
5662 NORTH RIDGE RD.
MADISON, OHIO 44057

PHONE: 440-428-1061
FAX: 440-428-1064
TOLL FREE: 866-763-0904
EMAIL:
 krishackinsurance@windstream.net